Oxford Gold Group Review

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Oxford Gold Group is a company that aims to make precious metals investment accessible to everyone. They specialize in precious metals IRAs and have a variety of gold, silver, platinum, and palladium available for purchase. Their website also features a learning center with strong educational tools.

But how does Oxford Gold Group compare to the competition? Are their services actually legitimate? Here's what you need to know.

  • Product Type: Precious Metals
  • Owner: Patrick Granfar
  • Rating: 4.0/5

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About Oxford Gold Group

Oxford Gold Group Review

Oxford Gold Group is a precious metals IRA specialist that serves clients throughout the US. The company helps people to convert their existing retirement funds into precious metals. In addition, you can make cash purchases outside of your retirement account and have the metals shipped right to your door.

The company has a strong focus on client education. Their philosophy is that every client should have enough information to make decisions not just about their initial purchase, but also about all of their precious metals investments in the future.

When you work with the company, a representative will explain the process and act as your guide for the application. Every investor receives custom tailored advice depending on their assets, goals, and diversification strategy. The company does not believe in giving the same advice to every single investor, since everyone's goals are different.

The company promises that they will provide education and guidance throughout every part of the process, no matter whether you're making a cash purchase or rolling over funds for an IRA.

IRA Services

Oxford Gold Group Review

The company's main area of expertise is in IRA services. They are one of several dozen firms that help people to open self-directed IRAs and purchase precious metals. The precious metals must adhere to IRS purity standards and be stored in an IRS-approved depository.

Handling the paperwork to open and fund an IRA can be complicated. That's why companies like Oxford Gold Group exist. They make it easy for people to open precious metals IRAs, even if the customer doesn't have a strong tax or finance background.

Steps to Get Started

Oxford Gold Group streamlines the process of filling out paperwork, selecting a custodian, and having your precious metals shipped to the depository.

The first step is creating a self-directed IRA. When you contact Oxford, you will be given a dedicated company representative. This person will walk you through the application and explain each part of it. It should only take around ten minutes to fill out.

After you fill out the application, you can email it, mail it, or even fax it. The company will then process the paperwork and have the account fully established within 24 hours of receipt.

The second step is to fund the account. When you're doing this using a retirement account rollover, the paperwork can be daunting. That's why Oxford Gold handles all of it. They will contact your current IRA custodian and have your current account funds rolled over, penalty free.

The account funding process can take several days. The amount of time will vary depending on how efficient your current custodian is. Funds will typically be transferred using a bank wire transfer, which speeds up the process considerably.

The third step is to select your precious metals. You will be able to talk to your company representative about the benefits and drawbacks of different investment options. They will advise you about which metals work best for your specific goals and timeline.

Finally, the metals will be shipped from Oxford Gold to the Delaware Depository. This depository is located in tax-advantaged Delaware and is approved by the IRS to hold precious metals IRAs. Every account is fully insured with Lloyds of London.

Some other precious metals IRA providers have other storage depository partners. That allows you to choose your depository based on region, fees, or other criteria. The lack of many depository options might be a setback depending on what you're looking for.

Storage Options

Oxford Gold Group Review

Oxford Gold is partnered with two storage facilities. Both are approved to hold precious metals IRAs, which means that they adhere to strict security standards. Both also have full vault insurance policies that are managed through Lloyds of London.

You will either work with the Delaware Depository or with Brinks Global Services. In both cases, you can use a depository in a region that has no taxes on your fees, holdings, or storage.

It is necessary for you to store the precious metals in an IRS-approved depository if they are part of an IRA. If you make a cash purchase outside of an IRA, you will have the option to use the depositories or to have the metals shipped directly to your door.


Once you reach the age of 59 1/2, you can start taking distributions from your precious metals IRA without incurring any tax penalties. There are special advantages to taking distributions from a precious metals IRA.

Unlike other assets, you are not required to liquidate your precious metals before you remove them from your IRA. That means that you can have the physical metals delivered directly to you. Instead of liquidating them, you can hold onto them and allow them to continue growing over time.

Many people do choose to liquidate their metals before taking distributions, though. This is often more convenient, especially if you want to use the retirement funds to make purchases.

Funding and Transfers

One of the key questions when opening a precious metals IRA is how to fund it. Most people will do this by using their existing retirement funds. You have the option to do this through a rollover or a direct transfer.

With a rollover, you will withdraw your funds from your existing retirement plan and then place them in the self-directed IRA. You will not be subject to any tax penalties or withdrawal penalties, even if you aren't yet at the age to take distributions.

With a direct transfer, the funds are transferred by the current custodian of the customer's IRA to a new IRA. Unlike a rollover, this process happens without you needing to have the funds in your possession. Like the other type of funding, there are no tax or withdrawal penalties.

Learning Center

Oxford Gold Group Review

The company has a learning center that is outfitted with educational resources for new and seasoned investors alike. If you're just starting to learn about precious metals, there's even a page that explains where to start.

Here are some of the things you'll find through the learning center resources.

Starting Resources

For those who are getting started, Oxford Gold Group has created a streamlined guide to their different resources.

First, you can get a free eBook emailed to you. All you have to do is fill out the contact information on the form with your name, email, and phone number. You can then check off whether you're interested in a cash purchase for your investment portfolio, precious metals for a self-directed IRA, or a combination of both.

The company also offers an online course about precious metals investing. Then they have a full guide to precious metals investments, from the risks and benefits to the different economic factors affecting the price.

There are then recommendations for solid investment articles to get started, video tutorials for the visual learner, and links to the company's FAQs.

Precious Metals Investing Course

When you go through this educational course, you'll learn everything there is to know about the precious metals industry. The chapters start with basic information, and then they delve deeper into questions about retirement assets and the economy.

Some of the covered topics include:

  • Reasons to invest in a precious metals IRA.
  • Flaws of the stock market, equities, and other traditional assets.
  • How and where to invest in precious metals.
  • How the value of the US dollar affects the value of precious metals.
  • Different types of products, their benefits, and their drawbacks.

There are twelve total chapters, including frequently asked questions and a glossary of terms.

The Purchase Process

Oxford Gold Group Review

The company has laid out a variety of basics regarding how to invest in the precious metals industry. The steps will vary depending on whether you're making a cash purchase or opening a precious metals IRA.

If you want to have the products delivered to your door, you will talk to your representative about your desires. You can explain your budget, ask questions about the different products, and create a plan that suits your needs.

After you've finalized your choices, your dedicated representative will lock your price in. That means that it won't change, even if the price of the precious metals fluctuates in the future. You will discuss ways to fund the purchase.

Once you've transferred the funds to the company, they will prepare and ship the metals. The package will be fully insured and delivered to the address of your choice. Since there is insurance on the package, you will need to sign for it.

The majority of cash orders ship within a week of being placed. You will be given the tracking information as soon as the package goes out.

If you want to invest in precious metals for a self-directed IRA, you'll need to call and talk to a representative about opening an account. They will handle the paperwork to create the account and roll over the funds from your existing retirement savings.

This process can take up to a week, but it depends on how quickly your current retirement account custodian responds.

When the funds have been rolled over into the new account, you can finalize your purchase with your representative. Your items will then be shipped to whichever depository you choose, at which point they will be placed in your vault by your custodian.

Is Oxford Gold Group a Scam?

Oxford Gold Group Review

Oxford Gold Group is definitely not a scam. They have largely positive customer reviews from websites like Trustpilot and Consumer Affairs. There are 38 reviews on the Better Business Bureau website, which all give the company 5 stars. In comparison, only one complaint has been filed against them in the past three years.

The company maintains an A+ rating and accreditation through the BBB. It is staffed by a team of precious metals experts that is dedicated to customer service.

All in all, this is a very solid precious metals IRA company.

Pros & Cons of Oxford Gold Group


  • Precious metals IRA services available.
  • Each customer receives investment advice customized to their unique needs.
  • Very positive customer feedback online.


  • Limited number of IRA custodians to choose from.

Final Thoughts

Oxford Gold Group is a highly rated precious metals company. Customers have consistently praised the customer service, attention to detail, and knowledgeability. They say that the company makes it very easy to get started with precious metals investing.

Whether they're the right company for you will depend. They do offer investment strategies that are customized to fit each individual customer's need. But it's possible that you'll be able to find lower fees and overall costs if you work with a different company. Before you decide who to invest with, you should review all of your available options.

Overall, we believe that there is a better option when it comes to your investment.

The above company is our top recommendation after doing extensive research. Feel free to keep doing your own research, or you can visit Oxford Gold Group below!

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